FAQ - PennyPerch.

PennyPerch is a budgeting and savings app built for university students in the UK. It helps you track spending, understand where your money goes, and build better saving habits without the stress of spreadsheets.

Yes, PennyPerch is designed specifically for university and college students. The features, insights, and budgeting tools are tailored around student life (rent, food shops, nights out, loans, etc.).

No. PennyPerch provides budgeting insights and suggestions, not financial advice.

Everything you see is:

• Educational
• Informational
• Not a guarantee of financial outcomes

PennyPerch helps you:

• Track daily spending
• See where your money goes
• Spot overspending habits
• Set savings goals
• Get personalised budgeting tips

Think of it as a "money coach in your pocket".

Yes. PennyPerch uses AI to:

• Analyse spending patterns
• Suggest savings improvements
• Help you build realistic budgets

AI suggestions are helpful but not perfect. Always use your own judgement.

Yes. We use secure systems to protect your data.

We:

• Encrypt sensitive data
• Do not sell your personal information
• Only use data to improve your experience

PennyPerch is available on:

• iOS
• Android

No, you can use PennyPerch without linking any payment cards.

PennyPerch is ideal for:

• University students
• First-time budgeters
• Students living away from home
• Anyone trying to save more and spend smarter

You can report issues by emailing:

contact@pennyperch.com

We actively improve the app based on user feedback.

No. PennyPerch works alongside your bank app, not instead of it.

It helps you understand and manage your money better, but it does not hold or move funds.

For support, feedback, or partnerships:

contact@pennyperch.com