Make Your Student
Money Last Longer.
Track your expenses, build better savings habits,
and stay on top of your money. PennyPerch helps
students understand where their money goes
and improve how they spend.
Features.
Key features designed to help students track, budget, and save money easily.
More Ways PennyPerch Helps You Save.
Track spending, spot overspending, and keep your money on track at a glance.
Add Expenses in Seconds.
Record purchases as they happen and keep track of where your money goes. Categorise spending like food, transport, rent, and entertainment to understand your habits more clearly.
Log Your Income Easily.
Add wages, student finance, freelance earnings, or transfers in just a few taps. Keep your balance updated and know exactly how much money you have available.
Create Savings Goals That Matter.
Set goals for a laptop, holiday, emergency fund, or rent buffer. Track your progress over time and stay motivated as you build stronger savings habits.
View Everything in One Dashboard.
See your expenses, income, and goals together in one simple place. PennyPerch gives you a clearer picture of your finances so you can make smarter money decisions every day.
Track Daily Spending.
Log expenses, view trends, and understand where your money goes each day.
Meet Perchy, Your AI Money Assistant.
Personalised support whenever you need it. Perchy helps students understand their finances,
answer money questions, and build better habits with smart guidance based on their activity.
Instant Money Guidance
Ask anything from "How can I save more this month?" to "Can I afford this?" and get quick, practical answers.
Student Budgeting
Perchy analyses your recent activity to highlight trends, problem areas, and opportunities to improve.
Savings Goals
Receive tailored suggestions to reduce wasteful spending, improve budgeting, and make your money go further.