Take Control of Your
Student Money.
Track spending, manage your budget, build savings goals,
and understand where your money goes. PennyPerch helps
you make smarter decisions with your money.
One day at a time.
Features.
Everything you need to track, budget, save, and understand your money.
Manage Your Money in One Place.
Everything from everyday spending to long-term savings, brought together in one simple app.
Built for Student Life.
Simple by Design.
Manage spending, budgets and savings without unnecessary complexity.
Personalised Guidance.
Use Perchy to understand your finances and ask questions about your money.
Private by Design.
Keep your financial information protected.
Build Savings Goals.
Set savings targets, track your progress, and stay focused on your goals.
Understand Your Spending.
Turn your transactions into useful insights and see where your money goes.
Your Money, Your Currency.
View your finances in your preferred currency with exchange-rate conversion powered by current published rates.
Meet Perchy, Your AI Money Assistant.
Personalised financial guidance when you need it.
Ask Perchy about your spending, budget, or savings
and get guidance based on your financial activity.
Instant Money Guidance.
Ask anything from "How can I save more this month?" to "Could I afford this with my current budget?" and get quick, practical answers.
Spending Patterns.
Perchy uses your available financial activity to help identify spending patterns and areas you may want to review.
Savings Goals.
Receive tailored suggestions to help you stay on track with your savings goals and build better saving habits.
